Let’s Prepare for Storm and Hail Season!

Who Is Responsible?

Under the Sectional Titles Schemes Management Act (STSMA):

The Body Corporate is responsible for:

• Common property (roofs, external walls, gutters, and shared gardens)

• Maintenance and repairs of stormwater drainage, structural waterproofing, and roofing

• Insurance of buildings (including storm and hail damage)

  
  

Unit owners are responsible for:

• The inside of their unit (floors, ceilings, internal fittings, personal contents)

• Windows and doors (depending on the scheme’s rules)

• Any exclusive use areas (gardens, carports, or balconies)

  
  

This distinction is important in sectional title property management in South Africa, as it ensures everyone knows where responsibility lies during storm season.

Tips for Owners and Tenants

Inside the Unit

• Seal all windows and doors with weather strips or silicone to prevent water ingress

• Move valuables off the floor, particularly in ground-level units

• Install surge protectors to safeguard electronics during lightning storms

• Close windows and curtains during hail to reduce the risk of glass damage and injury

  
  

Car Ports and Vehicles

• If your exclusive use carport is uncovered, consider investing in a hail cover

• Report broken carport roofs or shade cloths to the trustees or managing agent promptly

  
  

Balconies and Exclusive Use Areas

• Keep balcony drains clear to prevent pooling water and leaks

• Secure outdoor furniture to avoid damage during high winds

• Ensure any modifications (awnings, enclosures) are storm-resistant and approved by the Body Corporate

  
  

Body Corporate Duties

For effective Body Corporate management, trustees and managing agents should prioritize storm readiness.

Key areas include:

1. Roof Inspections

   Annual inspections should be carried out before storm season (October to March). Look for cracked tiles, blocked gutters, and rusted flashings.

2. Stormwater Management

   Drains, gutters, and downpipes must be cleared and maintained to prevent flooding or water damage to units.

3. Insurance

   The Body Corporate’s building insurance must cover hail and storm damage. Owners should take out their own home contents insurance, as personal belongings are not covered under Body Corporate policies.

4. Tree Maintenance

   Regular trimming of trees on common property helps reduce the risk of storm damage.

   
   

Communication Is Key

Successful sectional title management relies on open communication. At AGMs or trustee meetings, residents should ask for updates on seasonal maintenance and insurance cover. Clear guidelines on how to report storm damage—whether to the managing agent or trustees—ensure quick action when needed.

Quick Sectional Title Storm Checklist

Final Word

Preparing for storm season is an essential part of sectional title property management in South Africa. With proactive maintenance, the right insurance cover, and open communication, schemes can protect their assets and provide peace of mind to residents.

At Cenprop Residential, we assist trustees and owners in managing storm readiness as part of our comprehensive Body Corporate management services. Contact us today to learn how we can support your community.