Tips for New Homeowners in Sectional Title Living
Buying into a sectional title scheme is an exciting milestone, but for many new homeowners, it can feel like stepping into unfamiliar territory. Unlike freehold ownership, sectional title living comes with unique rules, shared responsibilities, and the support of a Body Corporate. To help you settle in with confidence, we’ve put together a friendly guide with key sectional title living tips every new homeowner in South Africa should know.
1. Understand What You Own
In a sectional title scheme, you own your section (inside the walls) while sharing ownership of the common property with other owners. Common property includes roofs, external walls, staircases, gardens, and driveways. This shared ownership means decisions about maintenance and upgrades are made collectively through the Body Corporate.
2. Know What Levies Cover
Your monthly levies are not just another bill - they are the lifeblood of the scheme. Levies typically cover building insurance, common property maintenance, security, and administrative costs. A well-managed levy system ensures that the property stays in good condition and retains its value over time.
3. Get Familiar with the Body Corporate
The Body Corporate is responsible for managing the scheme and protecting everyone’s investment. They oversee finances, arrange maintenance, and enforce conduct rules. As an owner, you automatically become a member of the Body Corporate and have the right to attend meetings and vote on important decisions.
4. Respect the Rules
Every scheme operates under a set of conduct and management rules designed to ensure harmony. These may include guidelines on noise levels, pets, parking, and alterations to your unit. Taking the time to read and follow the rules helps avoid unnecessary conflict with neighbours and trustees.
5. Communicate with Your Neighbours
Living in close proximity requires consideration. Friendly communication goes a long way in preventing disputes and fostering a sense of community. Whether it’s addressing a noise concern or raising an issue with the Body Corporate, open dialogue makes sectional title living smoother for everyone.
6. Protect Your Investment
While the Body Corporate insures the building, you are responsible for home contents insurance and the upkeep of the inside of your unit. Staying proactive about maintenance and safeguarding your belongings ensures peace of mind.
Final Thoughts
Sectional title living offers convenience, community, and shared responsibility. By understanding your role as a homeowner, what your levies cover, and how to live harmoniously with your neighbours, you’ll enjoy a smoother and more rewarding experience.
Need expert guidance on sectional title management? Cenprop Residential is here to help - contact our team today.
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