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Navigating the Legalities: A Guide to Sectional Title Schemes in South Africa

Sectional title schemes are a popular form of property ownership in South Africa, especially in townhouses, flats, and apartment complexes. But owning a unit in a sectional title scheme comes with shared responsibilities and legal rules. Let’s break down the key aspects you need to know to navigate these schemes with confidence.

What Is a Sectional Title Scheme?

In a sectional title scheme, you own your unit (or section) privately, while the common areas — like gardens, hallways, and pools — are owned and managed by all unit owners through the Body Corporate.

Sectional title properties are governed by key laws, including:

The Sectional Titles Act (covers scheme creation and registration)

The Sectional Titles Schemes Management Act (STSMA) (outlines management rules)

The Community Schemes Ombud Service Act (CSOSA) (provides dispute resolution through CSOS)


Who’s in Charge?

A sectional title scheme has three main stakeholders:

  1. Body Corporate – All unit owners collectively responsible for managing the scheme.

  2. Trustees – Elected members who handle the day-to-day management.

  3. Owners – You! Owners must pay levies, follow rules, and help maintain the common property.


What Are Your Legal Responsibilities?

As an owner in a sectional title scheme, you need to:

Pay your levies – These cover maintenance, insurance, and municipal services.

Know the rules – Conduct rules ensure everyone enjoys the space fairly.

Resolve disputes properly – Use CSOS to handle conflicts, like noise complaints or levy disagreements.


Avoid These Common Pitfalls

• Ignoring levy payments – This can lead to legal action.

• Overlooking exclusive use areas – Know which spaces (like parking bays) are exclusively yours.

• Skipping Body Corporate meetings – Participate to ensure your voice is heard.


Need Help Managing Your Sectional Title Scheme?

At Cenprop, we specialize in property management for sectional title schemes, ensuring compliance with legal requirements and the smooth running of your scheme.


📞 Contact us today to see how we can help your property investment thrive!

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